CLARKSVILLE, TN - The following information has been released by the Federal Emergency Management Agency (FEMA) for Montgomery County residents affected by tornado damage.
FEMA Grants Won’t Affect Other Benefits
Applying for federal disaster assistance from FEMA will not affect other federal benefits that Tennesseans may receive. FEMA disaster grants are not taxable income. Accepting a FEMA grant will not affect eligibility for Social Security, Medicare, Medicaid, Supplemental Nutrition Assistance Program (SNAP) benefits or other federal programs.
If You Have Insurance
If you had damage from the December tornadoes, you may qualify for FEMA disaster assistance even if you have insurance. File your insurance claim and apply to FEMA. FEMA cannot duplicate insurance benefits, so you will need to provide FEMA with documentation when your insurance claim is settled. If you have costs that are not covered by insurance, FEMA can determine whether you are eligible for assistance. Don’t hesitate. File the claim and apply to FEMA.
How to Apply for FEMA Assistance
If you sustained damage or losses from the Dec. 9 tornadoes and live in Cheatham, Davidson, Dickson, Gibson, Montgomery, Stewart or Sumner County, you may be eligible for financial assistance for temporary lodging, basic home repairs, personal property losses and other uninsured disaster-related expenses. Call toll-free 800-621-3362, go online to DisasterAssistance.gov, download the FEMA App or visit a Disaster Recovery Center. The phone line is open daily, and help is available in most languages. If you use a relay service such as VRS, captioned telephone service or others, give FEMA your number for that service.
More than $1.8 million has been approved for 505 Tennessee households to date. Deadline for applications is Feb. 12, 2024.
Disaster Recovery Centers
You can meet face to face with personnel from Tennessee Emergency Management Agency, FEMA and the U.S. Small Business Administration (SBA) at any Disaster Recovery Center Monday through Saturday. Effective Jan. 14, all centers will be closed on Sundays.
Montgomery County's Disaster Recovery Center is located at the Clarksville-Montgomery County Public Library (350 Pageant Lane, #501. The center is open 9 a.m. to 8 p.m. Monday-Thursday, 9 a.m. to 6 p.m. Friday-Saturday, and is closed Sunday.
FEMA Is Hiring for Disaster Recovery in Tennessee
Come to work for FEMA and help your community recover from the December 2023 storms and tornadoes. FEMA is conducting local hiring in a variety of positions to serve in disaster recovery operations. These positions are full-time, up to 120-day appointments that may be extended depending on operational needs. FEMA Local Hire employees are eligible for federal benefits.
How to apply: Apply online through USAJobs.gov. As the disaster operational needs shift, new positions will be posted on USAJobs. Candidates can be notified when FEMA Local Hire positions post. You can save a search to help you look for jobs in your area of interest through USAJobs. For instructions, please visit: USAJOBS Help Center | How to save a search.
Understanding Your Letter From FEMA
After you apply r assistance, you will receive a letter or email from FEMA. The letter will explain your application status and how to respond. It is important to read the letter fully because it will include the amount of any assistance FEMA may provide and information on the appropriate use of disaster assistance funds. You may need to submit additional information or supporting documentation for FEMA to continue to process an application for financial assistance. Examples of missing documentation may include proof of insurance coverage, settlement of insurance claims, proof of identity, proof of occupancy, proof of ownership or proof that the damaged property was your primary residence at the time of the disaster. If you have questions about the letter, visit a Disaster Recovery Center or call FEMA at 800-621-3362.
SBA Disaster Loans
The U.S. Small Business Administration (SBA) offers low-interest disaster loans for homeowners, renters, businesses and nonprofit organizations to cover losses not fully compensated by insurance and other sources. Apply online at SBA.gov/disaster. Loan information and applications can also be obtained by calling 800-659-2955. If FEMA refers you to the SBA, it is important to submit the disaster loan application. If approved, you do not have to accept a loan but failure to submit the application may disqualify you from other possible financial assistance from FEMA and the state of Tennessee. SBA is operating Business Recovery Centers at Clarksville-Montgomery County Regional Planning Commission and Hendersonville Area Chamber of Commerce.
Other Types of Assistance
- Disaster Distress Helpline: Call 800-985-5990, visit samhsa.gov/ or text TalkWithUs for English or Hablanos for Spanish to 66746 to connect with a trained crisis counselor. If American Sign Language (ASL) is your primary or preferred language, use your videophone to call 800-985-5990 or click on “ASL Now” at disasterdistress.samhsa.gov.
- Disaster Unemployment Assistance: Apply at Jobs4TN.gov or call 877-813-0950 from 8 a.m. to 4:30 p.m. CT Monday through Friday. Application deadline is Jan. 16, 2024, for Davidson, Dickson, Montgomery and Sumner counties; deadline is Jan. 29, 2024, for Cheatham, Gibson and Stewart counties.
- Disaster Legal Services Hotline: Call 844-435-7486.
- See updates from Tennessee Emergency Management Agency at facebook.com/TennesseeEMA.